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Understanding volatility and risk

Important information - please keep in mind that the value of investments can go down as well as up so you may get back less than you invest. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

What is volatility and risk?

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Investment ideas to prepare for volatility

Choose a risk level with Navigator

If you're not sure what to invest in, Navigator helps you choose a fund based on your risk preference.

The Fidelity Select 50 Balanced Fund

This fund has a medium-risk profile and a diversified spread of funds that invest in different asset classes, including bonds and gold.

Managing investments in uncertain times

What is volatility? And how can you deal with it?

Learn more about volatility

Risk and Return

Risk is about balancing the chances of a loss with the benefits of a higher return over time, while volatility – the ups and downs of the market – is an integral, often short-lived part of investing.

Explore regular saving

Making smaller investments at regular intervals can remove some of the worry about when to invest, and help you take advantage of changes in price.

Learn about diversification

Holding a diverse range of asset classes in line with your goals and risk tolerance will help minimise the impact of one on your portfolio.