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Guidance for your journey

Important information - please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest. Eligibility to invest in an ISA or SIPP and tax treatment depends on personal circumstances and all tax rules may change in the future. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.

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Most people know Fidelity as an investment company. We’re happy with that – after all, it is what we do for a living. But it’s not the thing that matters most to us. Our main aim is to help you integrate your financial decisions with the rest of your life.

Make your one day happen

Whatever you want your future to hold, investing can help make it happen. You might be thinking about starting a business, buying a house, helping your children with university, retiring early – or something else entirely.

We’re here to help you make your one day happen, which is why we’ve put together some useful life events guides. These don’t just look at saving and spending, they give you tips to help you plan ahead, so you’re ready for what could come – and able to make the most of the opportunities.

Read our 'life events' guides

Find out more about how you can invest in your future with a Fidelity ISA or Fidelity Self-Invested Personal Pension (SIPP)

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Open an ISA

It's quick and easy to open an ISA online. Just enter your details and then choose from a regular savings plan or a one-off payment.

Open a SIPP

One of the most tax efficient ways to save. Start a regular savings plan from £20 or make a lump sum payment.

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Life event guides


Having a baby later in life

There are many joys to having children later in life but there’s no doubt it can disrupt even the best-laid financial plans. We look at some of the financial considerations.


Setting up a business

Working for yourself can be an amazing opportunity to spend your time doing what you want. But it can mean new challenges as well. Here are some ideas to help.


Getting a new job

Changing your job can change your life for the better, as long as it’s the right decision for your situation. We have some ideas to help you assess the opportunities.


Finances for married life

You’re back home after the honeymoon and ready for a life together. Here’s what to think about so you can make the most of it.


Preparing for children

Having a child is amazing, fulfilling – and challenging. We have some ideas to help you prepare your finances for the biggest (and best) change in your life.


Planning for your child’s university

University can help your children achieve their dreams, but it may come with a significant cost attached. We look at some of the ways you can prepare for the opportunity.


Thinking about divorce

It’s not easy when a relationship falls apart but making the right decisions about a divorce can help you get to the other side. Here are some things to think about.


When your children move out

Life can change a lot when your children move out. We explore the opportunities and the challenges.


Moving into retirement

Retirement can be a gradual change or a sudden shift. The important thing is to make sure you know what lifestyle you want and that you can afford it. We can help you get ready for it.