Helping you understand what to do with an inheritance, why you might invest it and who pays inheritance tax.
Important information - The value of investments can go down as well as up so you may not get back what you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future.
If someone's thought enough of you to leave you an inheritance, we understand how important it is to make decisions you feel comfortable with - both now and in the future. It's an emotional time, so don't rush into anything. But when you're ready, you'll find lots of helpful information below about what you might do next.
If you've recently lost a loved one who was investing with us and are unsure what to do, you can read about our bereavement process here.
If you're reading this page and the prospect of investing is feeling a little overwhelming, help is at hand. Our financial advisers understand how tough it is to make these kind of decisions - especially if everything is still feeling quite raw. They'll listen and get to know you better, before coming up with an investment recommendation to suit your needs.
Learn about Fidelity's advice service
If you were left something by someone in their will and you were wondering who pays inheritance tax on it, the executors of the will normally have already taken care of any inheritance tax that was due.
What you will be expected to pay, are any related taxes - such as potential future rent on a house you've inherited or capital gains tax when you sell it. If you're unsure, you should always seek help from a professional. We've got more about inheritance tax, including thresholds, in our passing on wealth section.
If you've been wondering what to do with an inheritance, investing is certainly one option you might like to consider. It's not for everyone, but here are some reasons why investing could make sense.
There’s no rush. If you're feeling at all unsure - especially if it's a large inheritance which can feel particularly daunting - you might like to talk to a financial adviser. If, on the other hand, you're ready to invest - start by selecting the account that's right for you (we have tax-efficient options for the short and long term). Then, choose your investments.
Our accounts offer a great place to hold your investments. Find the right account for you – whether that’s an ISA or SIPP - and see why it can make sense to transfer.
Get help choosing suitable investments to put in your account. Pick from our range of over 3,000 funds and shares, or get a single investment idea with our easy online tools.
Our team of advisers and retirement specialists can help you achieve your investment goals, whether those relate to one-off events or more complex needs with ongoing support.
Transfer an ISA, pension or other investment account that you hold elsewhere to Fidelity, or bring multiple accounts together into one easy to manage place.
Compare Fidelity's accounts and find the right one for you. You can also use our account selector tool to help you narrow down the accounts based on your needs.
Our qualified financial advice service will look at your individual circumstances to provide a personal financial strategy that will include accounts and much more
We offer a range of solutions based on individual needs - whether it's how much risk you're prepared to take, a portfolio of our experts favourites or simply a quick option to get you started
We help you narrow down from thousands of investments with our rich research tools. If you want a shortlist of expert picks, funds with a sustainable objective or the whole world to choose from, we ca
Our qualified financial advice service will look at your individual circumstances to provide a personal financial strategy that will include investments and much more
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