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It's time to invest in what’s next

The way we live our lives today is often a far cry from the generations before ours. Well-trodden paths do remain for some, but less traditional approaches are fast becoming the new norm. So what can you expect from the future?


Take in the modern view

Perceptions of how life shapes up have shifted dramatically over the last few decades. Which is why we’ve created our Modern Life Report. Not only to help people see where the shifts are in 2019, but how their lives can fit into the modern world.

Download the report

The value of investments and the income from them can go down as well as up so you may get back less than you invest.

Watching Modern Life Moments Unfold

Some say pictures speak a thousand words, so we’ve put together a video that explains our Modern Life campaign and what we hope to achieve with it.

Do you feel in control of your life?

If not, don’t worry, you’re in the majority. A staggering 84% of people we questioned said they don’t feel in total control of their lives. And the reason? Sadly, it’s something many of us encounter at one time or another – how much money we have coming in.

Source: Fidelity, The Modern Life Report 2019.


Who says one way of life has to be the only way

Banker, Nigel, spent the first 30 years of his working life in the City. Only after three decades did he realise it wasn’t too late to turn his true passion, and hobby, into a full-time career.

What does the Modern Life Report tell us?

We asked:

When the idea of the Modern Life Report was born, it was vital to build it on real truths, from people who think differently. Not just people living their lives for now, but those aspiring beyond the future. Here’s what we asked:

  • What are modern life moments?
  • How are people living today, and with who?
  • What does working life look like?
  • And how does that change as we get older?

And here's what we found out

We know that life moves in many different directions, and there’s no clear path to follow. What we did find interesting is just how many people don’t quite feel quite financially stable to be where they really want to be in life:

  • A third (34%) of those aged 18 - 34 are living with their parents - the ‘Artful Lodgers’
  • Over half (52%) of over 55s - we call them “Life Renters” - aren’t ready to buy a property, even though they want to
  • 55% of people believe that being able to work on their own terms is important to achieving work-life balance
  • 63% of people aged 18-34 are not on the property ladder

We know that planning out your finances can be challenging and that drove us to create a report that delves into what Modern Life really looks like, and what you can do to stay in control of your finances.

Life events

Having a baby later in life

There are many joys to having children later in life but there’s no doubt it can disrupt even the best-laid financial plans. We look at some of the financial considerations.

Getting a new job

Changing your job can change your life for the better, as long as it’s the right decision for your situation. We have some ideas to help you assess the opportunities.

Setting up a business

Working for yourself can be an amazing opportunity to spend your time doing what you want. But it can mean new challenges as well. Here are some ideas to help.

Finances for married life

You’re back home after the honeymoon and ready for a life together. Here’s what to think about so you can make the most of it.

Preparing for children

Having a child is amazing, fulfilling – and challenging. We have some ideas to help you prepare your finances for the biggest (and best) change in your life.

Planning for your child’s university

University can help your children achieve their dreams, but it may come with a significant cost attached. We look at some of the ways you can prepare for the opportunity.

Thinking about divorce

It’s not easy when a relationship falls apart but making the right decisions about a divorce can help you get to the other side. Here are some things to think about.

When your children move out

Life can change a lot when your children move out. We explore the opportunities and the challenges.

Moving into retirement

Retirement can be a gradual change or a sudden shift. The important thing is to make sure you do it in the way that’s right for you. We can help you get ready for it.